Life's Transitions

Life is full of constant change. We believe in preparing our clients for each of the major transitions that they will inevitably experience in their lives. Our clients range in age from 20 to 90 years old, and we have expertise to help them at any stage of their lives.

Major Transitions

Nearly all of our clients have or will experience this list of events. Much of our planning focuses on how to prepare for these transitions in a risk and tax-effective way.

  • Buying a House
  • Having Children
  • Retirement
  • Long-term Care
  • Estate and Asset Transition

Other Transitions

Beyond the traditional idea of "life events", clients may experience the following transitions in their life. We have experience in helping people work through the following events:

  • Purchasing a Business
  • Selling a Business
  • Purchasing a Rental Property
  • Going through a Divorce
  • Children Returing Home
  • Taking Care of Elderly Parents
  • Disability or Illness

How We Help

Each of these events can cause stress and worry if they are not planned for in advance. While some events can not be foreseen, we focus on getting our clients as ready as they can be. This involves planning and contingency planning for events long before they occur and to make sure that the plan is reviewed on a regular basis. The following are topics we cover with our clients:

Business Planning

  • Establishing Buy-Sell Agreements
  • Business Transitioning
  • Estate Freeze Planning
  • Business Insurance
  • Employee Benefits

Personal Planning

  • Life Insurance
  • Critical Illness Insurance
  • Long-Term Care Insurance
  • Disability Insurance
  • Retirement Planning

Family Planning

  • Will and Trust Planning
  • Gifting and Wealth Transition
  • Preparing for Children's Education
  • Family Emergency Planning
  • Major Purchase Planning
  • Rental Property Planning

As a part of our commitment to ensuring each of our clients receives a Financial Blueprint. We focus our attention on ensuring that clients are proactively preparing for transitions, rather than reacting to events. Ask us about how you can be prepared for your life's transitions by calling (403) 220-9808 or reaching us by email.